HOME OWNERSHIP IN 5 STEPS
Seem too good to be true? Not with our program!
Once you qualify, our professional team of experts will support and guide you through the process to pick out, live in, and quite soon, buy the home of your choosing.
1. APPLY & QUALIFY
Fill out our application form and meet with our managing team to ensure a Rent to Own program is right for you.
While you can qualify with us at a lower annual income and down payment than going with a traditional lender on your own, we will work with you to determine your goals and needs to see if our program is the best option for you.
If not, we will support you with useful next steps to continue your journey.
2. WORK WITH YOUR TEAM
A Rent to Own Specialist will be your mentor and guide throughout the entire process, working with you each step of the way until that mortgage is yours!
A realtor will help you choose a home that works with your budget, needs, and qualifications for the Rent to Own program.
A mortgage broker will help you to pay off your debt, build up your credit, and create a plan to ensure you are prepared for home ownership at the end of the program.
3. HOME PURCHASE & MOVE IN
If the home you want meet our purchase criteria, we will buy the home for you.
Once we acquire the keys and ensure the house is ready, your family moves in and begins a new life in a new home.
4. LIVE, LEASE & LAY ASIDE
As you live in your home, you will pay rent (which never goes up) as well as extra funds that will build up to become your down payment.
By following your personally-tailored plan, you will have an improved credit history, lower debt, and a significant down payment at the end of the program.
5. HOME OWNERSHIP
When your lease term is up, use the down payment you have accrued to qualify and purchase your home!
Continue to live in the house you love, or continue building equity to purchase the home of your dreams in the future.
Your Power Team
Your Rent to Own specialists are just the start of your team! To ensure you are successful in your home-purchasing venture, we will help you build your own power team that always has your interest as their top priority! Your power team will be designed as needed, but will likely include:
-
Mortgage broker and credit repair specialist
-
Realtor
-
Lawyer/notary
-
Investor